Attention homeowners in okc and Oklahoma County: Get an Appraisal today!

Here are the top 7 reasons Oklahoma homeowners call on a la mode:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To lower your monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
Settle an estate in Oklahoma by determining the true market value of real estate


	Need help determining the value of your house in or near okc, Oklahoma? Contact a la mode.

At a la mode, we understand the unique needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a consumer that most likely doesn't look at appraisals on a regular basis, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.

Challenging property tax assessments

If you live in a region that is going down or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. A professional appraisal from a la mode is your chief weapon when challenging your property tax assessment.

Appraisals to cancel PMI

An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At a la mode, we're qualified in helping customers just like you rid themselves of unwanted PMI insurance.

Recently got a freeze to your HELOC?

If your property is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. a la mode can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? a la mode offers field reviews where we'll go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? a la mode can help you with that. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.